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There are not too many Canadians who get tricked into accepting the posted rate on a mortgage anymore but that doesn mean no one should care when the banks drop their published rates. The other banks have not matched the posted rate from Scotiabank which is important because if they do it going to get easier for consumers to borrow even more money.What key about the posted rate is that it is used by the Bank of Canada to create what is called the qualifying rate. The prime rate is 2.85% today, and you borrow at even less, but if your mortgage is for a term under five years, you qualify based on the posted rate meaning you must borrow based on a higher monthly payment which ultimately means you can take on less debt.Household debt continues to be cited as worrisome by many who watch the economy.
Amy B. Scher’s “This Is How I Save My Life” is the true story of a fiery young woman diagnosed with late stage, chronic Lyme disease whose journey takes her from near death in California to a trip around the world in search of her ultimate salvation. This excerpt coincides with the book’s release in paperback from Gallery Books, an imprint CBS sister company Simon Schuster..
The study didn’t assess how well the patients who were held at non trauma centers fared. The researchers excluded patients over 65, and those who were discharged from the ER or who died. But Dr. “It can be a little more casual and a little loosey goosey, especially if they are doing overnight maintenance,” she said. But the apparent ease with which the Horizon employee stole the plane points to the challenge of stopping “inside threat” attacks.Richard Bloom, an aviation security expert at Arizona’s Embry Riddle Aeronautical University, said he wasn’t aware of another incident in the United States in which a ground crew member managed to steal an airplane. Incidents of aviation workers attempting to aid terrorists or drug traffickers are far more common globally.But setting up a comprehensive screening system to evaluate the mental health of aviation workers would be difficult, Bloom cautioned, and would risk rejecting large numbers of workers who do not pose a danger.”There are such significant challenges to preventing inappropriate security behavior,” he said.
Tonight Catalyst talks to Carl Djerassi, the father of the contraceptive pill, and Carl Wood, the Australian pioneer of In Vitro Fertilisation, about the split between sex for procreation and sex for recreation. And how will science change our sex lives into the future?Narration: Every day, there are 100 million acts of sexual intercourse. Only 1% of these result in pregnancy.